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Nyte_Byrd
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5 Retirement Myths -- Debunked!
01/29/17 at 12:38:19
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5 Retirement Myths -- Debunked!
By Dan Caplinger  Retirement Fool.com


There are many myths about retirement that people often believe, and only by learning the hard way do many of those people realize the mistakes they've made in their retirement planning. By knowing about these myths before you retire, you can take action before it's too late to do anything about it. In particular, these five common misconceptions about retirement trip up many near-retirees, and it's important to get the facts so you can plan for retirement correctly.

Myths
  


If You're Here To Teach....Then You've Much To Learn.
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RedDirt
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Re: 5 Retirement Myths -- Debunked!
Reply #1 - 02/07/17 at 16:20:36
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Nyte_Byrd wrote on 01/29/17 at 12:38:19:
5 Retirement Myths -- Debunked!
By Dan CaplingerĀ  Retirement Fool.com
In particular, these five common misconceptions about retirement trip up many near-retirees, and it's important to get the facts so you can plan for retirement correctly.
Myths

won't go into a lot of detail on this, Dan; but my first impression was conflicts of interest.
That said, I thought every point was absolutely sound. That's either an endorsement of my judgement and/or information sources; or, on the other hand an indictment to the degree that I have been successfully brain washed but the MSM. That FOX, that is mainstream, isn't it.
Wish I had read it 15 years ago.
I have Apple, but I'm not wedded to it.
  
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Re: 5 Retirement Myths -- Debunked!
Reply #2 - 02/12/17 at 19:36:46
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I am in the process now of trying to plan for retirement and I have to tell you, it is kind of impossible.   It is so freaking complicated.

I agree with a lot of what the article says. I would also add that so many people think that medicare takes care of nursing homes. But it doesn't.  Medicaid does and the only once you have NO assets. So you have to plan carefully to make sure you have planned well.

Finally I REFUSE to get any financial planning from a financial advisor. There was a lot of complaining about trump getting rid of the regulation making the financial advisors fiduciarys. But the truth is... so so so many people have money stolen by financial advisors or those advisors lose you money because they are incompetent and don't care. There is no one that cares about your money more than you do. Do it yourself.

Finally I recently took some of my money out of stocks and into "crowdfunding" investments. These are kind of a crap shoot but both of my investments are 8 tp 10% and I think they provide another passive investing stream with opportunity for diversification.
  
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Wayne
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Re: 5 Retirement Myths -- Debunked!
Reply #3 - 02/13/17 at 10:10:41
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   When I retired I made sure of one thing . No monthly payments of any sort. I get by quite well thank you.. Wink
  

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