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Superman1998690
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The "...For All" Mentality of Liberals
09/13/17 at 15:29:26
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The push for a nationalized healthcare system is again, the focus of Democrats who look to continue the narrative, which precedes their battling cry, “…for all”.  These narratives normally take the form of: affordable housing…for all, affordable college…for all, livable wages…for all, and most recently healthcare…for all. These sound bites seek to get a rise out of constituents who lag in these respected areas, but does the “for all” mentality produce favorable results? In many instances, they have not produced favorable results, and there is no reason to believe nationalized healthcare, which is essentially the premise of a single payer healthcare system, would be any different.

One has to only, reflect on the many failures of the government to nationalize anything. The “affordable housing for all” mentality is said to have contributed to the eventual housing crisis of 2008. Many have rushed to blame banking institutions for the housing bust, but in their defense, pressure by legislators contributed to reckless practices. The 1977 Community Reinvestment Act was sought to end discriminatory lending to people in low-income neighborhoods, but throughout years of revisions, this once process driven initiative became one of accountability; which led to eventual lax lending practices as banks became more accountable to legislators. The result, millions of people who would otherwise not qualify for a conventional home loan, lost their housing.

The “affordable college for all” mentality is said to have diminishing effects on the quality of education throughout many colleges and universities, as well as increasing tuition costs. In a recent study entitled “Academically Adrift” researchers Richard Arum and Josipa Roksa were said to have followed several thousand students over dozens of universities for four years; their analysis, “…45 percent of these students demonstrate no significant improvement in a range of skills—including critical thinking, complex reasoning, and writing—during their first two years of college.” Many would contribute these findings to the “free money” institutions seek to gain by admitting unqualified applicants who are recipients of government subsidies for education. These educational subsides do not guarantee a quality education, only access to what is available. In connection, due to the backing of the federal government in these respects, colleges and universities can continue to increase the cost of tuition, because the money, in most instances, is guaranteed. A comparison of tuition costs illustrated by Student Debt Relief shows 1980’s average tuition costs at $3,449; 2013 the average costs was $9,733. As you can see, the “affordable college for all” mentality has had inadvertent effects over the quality and affordability of the exact issue it sought to resolve.

Minimum wage or affordable living is another area the government sought to rectify, with inadvertent effects. Studies have been conducted which illustrate increases in unemployment within countries with mandated minimum wage policies. Wages, to the likes of those who are compensated hourly, are measured based on productivity. Paying someone more money does not increase their productivity, it results in overpaid labor; at which the difference is passed on to consumers. Consumers are unwilling to pay surplus prices for goods; thus, diminishing the need for over priced labor, resulting in eventual decreases in revenue and eventual unemployment. Due to wage demands, companies are increasing spending on automated services. Most recently an article from business insider notated the fast food industry as implementing automated kiosks within their franchises as a means to keep employment costs down. The LA Times is reporting of companies moving operations overseas for this same effect. These moves will hurt the people it was intended to help. After all, one of the main objectives to any business is to provide a great service or product at affordable prices, and that is impossible with soaring employment costs.

These are just small examples of how a “for all” mentality has contributed to a lagging society. In many instances, and health care is no different, competition has resulted in better products. Affordable housing will assure you access to a home, but it will not guarantee you keep it or its condition. Affordable education will assure you access to schooling, but it will not guarantee you quality. Affordable living or minimum wage increases will assure you access to additional funds, but does not guarantee duration. Nationalized healthcare will assure you access to medical services, but it will not guarantee quality. To fulfill these guarantees, a free market, which thrives on competition, will allow for better services. Nationalization is harmful in a sense that it does not focus on foresight; it is instantaneous, almost with a knee jerk reaction. To level the playing field with artificial policies that seek to make everyone equal, will come at the expense of something or someone else. Healthcare for all sounds good, but one really has to look at the underlying effects thereof to determine its worth. As a society, we really have to be careful for what we ask for, and in this case, what is being sold by our “political leaders.”
  
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ConservativeCody
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Re: The "...For All" Mentality of Liberals
Reply #1 - 09/15/17 at 16:37:13
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Actually, universal healthcare has been extremely successful all over the world. It's basic health economics. In order for a healthcare system to be sustainable, you need healthy people to pay into it. With free-market healthcare systems, healthy people don't buy insurance so the system gets saturated with elderly and unhealthy people, which then drives up costs. That's why the US spends far more per capita than any other country in the world. Every country that has some form of universal healthcare spends substantially less than we do. Just look at Canada, England, Australia, Germany, France, Denmark, Japan, Finland, Sweden, ect. And not only are those systems more cost-effective, but they also have better health outcomes than we do. It's really a win-win situation. Sure, taxes would likely go up, but the average American would be paying less in taxes than they currently do for private insurance. Plus, businesses would love to no longer provide health insurance for their employees because it would save them a lot of money and would make them more competitive in the global economy. Just something to think about!
  
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Re: The "...For All" Mentality of Liberals
Reply #2 - 10/08/17 at 21:06:14
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That is a good perspective, but it does not account for the lack of participation by young healthy individuals who are not contributing to health care systems through either payroll taxes, or private insurance companies. The unemployment amongst those 17-25 continues to increase, meaning a majority of otherwise healthy individuals are not subsidizing the elderly or unhealthy. This is why in the modern Obamacare system you can stay on your parents plan until age 26. By this age, one could expect to have accumulated debt from a college education and housing; meaning very little to contribute to insurance. Where the government would see the need to subsidize, I would say it proposes a new market in the private industry of insurers.
Another thing we have to be careful of is assuming healthcare is the same as insurance. Healthcare is provided by an individual, and when you cap the earning potential of someone, you will not reap the benefits of their talents. They will simply take their talents where they will be competitively compensated (They have debt too LOL...medical school). I have no doubt of the countries you mentioned having "successful" universal healthcare, but one has to measure its effectiveness and quality. You can read over a number of reports of people in those countries crossing borders to PAY for healthcare quality as oppose to the free healthcare provided in their own country. There are many reports of Canadians crossing over into the US for their healthcare needs due to better quality.
  
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Re: The "...For All" Mentality of Liberals
Reply #3 - yesterday at 06:26:45
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What we should be doing, and haven't, is reference the US Constitution.  Does the US Constitution grant the federal government the power to regulate our healthcare?  No.  Does the US Constitution prohibit the States from exercising the power to regulate our healthcare?  No.  Therefore, under the Tenth Amendment of the US Constitution the States have the constitutional authority to regulate our healthcare, and the federal government does not.

As long as we continue to allow the federal government to usurp powers that are reserved exclusively for the States, such as our healthcare, education, and social spending, we will see a far more oppressive federal government and far less and poorer quality services.

We need to restrict the federal government to only those powers that the US Constitution specifically grants them.
  
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