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Hot Topic (More than 10 Replies) Medicare for All (Read 298 times)
Canis Minor
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Re: Medicare for All
Reply #10 - 11/01/19 at 18:36:44
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If you happen to have any money Medicare takes out far more than $135.50. Add that to the part B and D you have to pay for yourself. I pay $493.00 a month. It’s not cheap.
  
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dustymars
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Re: Medicare for All
Reply #11 - 11/02/19 at 05:45:57
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WAlt wrote on 11/01/19 at 17:57:45:
I elected to do the same thing (not go on Medicare when I turned 65). I think the monthly cost was $104 at that time.

I remember the first time I used my health insurance (Blue Cross), BC refused to pay the claim because they said that Medicare didn't pay their part.

I called Blue Cross and told them I'm not on Medicare -- so why should Medicare pay their share? BC says, "Your not on Medicare?" I told them I elected not to go on Medicare -- and that you people just made an erroneous assumption that I was. They said, your are correct!

I think the Medicare monthly premium is now, $135.50?




If I went on Medicare it would cost 2% increase in premiums for each year past 65, plus all the rest.  Now it would cost me big time.  They look at me silly when I tell them I am not on Medicare; guess it is hard to take.
  
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FreedomRings
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Re: Medicare for All
Reply #12 - 11/02/19 at 08:17:16
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Quote:
Premium-free Part A
You usually don't pay a monthly premium for Medicare Part A (Hospital Insurance) coverage if you or your spouse paid Medicare taxes for a certain amount of time while working. This is sometimes called "premium-free Part A."

Most people get premium-free Part A.

You can get premium-free Part A at 65 if:

You already get retirement benefits from Social Security or the Railroad Retirement Board.
You're eligible to get Social Security or Railroad benefits but haven't filed for them yet.
You or your spouse had Medicare-covered government employment.


  My wife is on part-A but I'm still working so she also has my insurance as primary.

Part-B, isn't free, and has been a messed for us, but we finally got it cancelled and refunded.
Part-B is probably not necessary since she also has my insurance from work.
B only covers a few rare things... (scratch that.. it covers standard screenings as well...)

Quote:
Part B covers things like:
Clinical research 
Ambulance services
Durable medical equipment (DME)
Mental health (Inpatient, Outpatient,  Partial hospitalization)
Getting a second opinion before surgery
Limited outpatient prescription drugs
  
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WAlt
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Re: Medicare for All
Reply #13 - 11/02/19 at 11:16:36
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dustymars wrote on 11/02/19 at 05:45:57:
If I went on Medicare it would cost 2% increase in premiums for each year past 65, plus all the rest.  Now it would cost me big time.  They look at me silly when I tell them I am not on Medicare; guess it is hard to take.


No, it's 10% penalty for each year past the age of 65 (unless it's been changed).
  
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Chortovka
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Re: Medicare for All
Reply #14 - 11/02/19 at 13:49:10
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WAlt wrote on 11/02/19 at 11:16:36:
No, it's 10% penalty for each year past the age of 65 (unless it's been changed).


Still the same 10%, no change.
  
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